If you’re a salaried person in Pakistan and wondering how to file your tax return for Tax Year 2025 (Salary Income Tax), this guide is for you. Whether you’ve never filed before or want to avoid common mistakes, this article explains everything in simple Urdu-style English, from documents to calculations and even how to save tax legally.
Table of Contents
✅ Why File Your Salary Tax Return?
Being a tax filer in Pakistan brings a ton of benefits:
- Lower withholding tax on cars, property, banking
- Discounted token tax
- Easy visa and passport processing
- Peace of mind and full compliance
🧾 Who Should File Tax Return in 2025?
If any of the following apply to you, you must file:
- You earned more than PKR 600,000 yearly (approx. PKR 50,000/month)
- You are a salaried employee and tax was deducted
- You own any asset (house, car, plot, etc.)
- You have any bank profit (Meezan, Easypaisa, etc.)
📋 Documents Required Before You Start
| Item | Where to Get |
|---|---|
| Salary Certificate | From your employer |
| Bank Statement | From Meezan Bank, Easypaisa |
| Asset Details | Car papers, property registry |
| CNIC | Your ID card |
| FBR Login | From iris.fbr.gov.pk |
🔐 Step-by-Step: Login to FBR IRIS
- Go to https://iris.fbr.gov.pk
- Login using your CNIC (without dashes)
- Enter your password (reset if forgotten)
- From left menu, go to “Declaration” → “File Return”
- Select Tax Year 2025
👨💼 Step 1: Add Salary Income
- Go to “Employment” section
- Enter:
- Employer Name
- NTN (from salary slip or certificate)
- Total salary received
- Tax already deducted
✅ Example:
- Annual Salary: PKR 1,200,000
- Tax Deducted: PKR 30,000
💰 Step 2: Add Bank Profit (Other Sources)
- Go to “Other Sources”
- Choose Profit on Debt
- Enter:
- Total profit from bank (Meezan = 8k × 12 = 96,000)
- Tax Deducted = 14,400 (15%)
✅ Add all accounts like Easypaisa, Sadapay, NayaPay, etc.
🏠 Step 3: Add Your Assets
Go to Wealth Statement → Assets → Add
| Asset | Value |
|---|---|
| House (owned or under your name) | PKR 4,000,000 |
| Car (registered to you) | PKR 100,000 |
| Bank Balance (as on 30 June 2025) | PKR 1,500,000 |
| Cash in Hand | PKR 20,000 |
| Easypaisa | PKR 1,000 |
💳 Step 4: Add Liabilities (Optional)
If you have:
- Any loan
- Credit card balance
- Advance received on property sale
👉 Declare it here.
💸 Step 5: Add Personal Expenses
FBR wants to see how much you spent annually:
| Type | Yearly Amount |
|---|---|
| Utilities | PKR 50,000 |
| Grocery + Mobile + Others | PKR 120,000 |
🔢 Step 6: Wealth Reconciliation
This is where:
(Closing Assets – Opening Assets) = Income – Expenses
FBR auto-calculates this. If it’s negative or too high, review again.
📤 Step 7: Submit Returns
- Validate Wealth Statement ✅
- Submit Wealth Statement 📤
- Then Submit Income Tax Return ✅
🎯 Tax Saving Tips (Legal & Smart)
| Tip | Section | Benefit |
|---|---|---|
| Give Zakat | 60 | 100% deduction |
| Donate to charity (Edhi, Saylani) | 61 | Up to 30% |
| Invest in Mutual Funds | 62 | Up to 20% income |
| Life Insurance | 63 | Premium deducted |
| Contribute to GP fund | 62 | Up to 1 million |
Make sure you have proof (certificate/slips).
📄 After Submission
✅ Download your:
- Wealth Statement Acknowledgment
- Income Tax Return Acknowledgment
Check your Filer Status at:
🔗 https://iris.fbr.gov.pk/
❓ FAQs
Q: Can I file return if my salary is less than 600k?
A: Yes, voluntarily for benefits.
Q: Can I revise after submission?
A: Yes, within 60 days.
Q: What if my house is sold but not transferred?
A: Still include as asset until transferred.
💡 Final Tips
- Save all bank/email records
- Double-check tax already deducted by employer
- File on time to avoid penalty
- Filer status stays valid till next tax year